Protected payment · BACEN-licensed payment institution Brazil BRL
PTEN+5
I want to rentFor those looking for equipment already listed (offers).I want to listFor those who want to list equipment or post a demand.
Trust Center

Every rental, protected end to end.

Intermediated payment, optional surety insurance, verified identity and 24/7 mediation. Moreco stays between the parties so the rental happens safely — for renters and lessors alike.

24/7
mediation available

Protected payment

The money is intermediated by Moreco in an isolated subaccount. The payout to the lessor only happens after the receipt inspection and invoice.

  • Payment institution licensed by BACEN
  • Single invoice · 1st charge only 48h after the NF
  • Transparent fees before each step
BACEN licensed

Surety insurance (optional)

The surety insurance is optional and a LESSOR cost — not part of the renter invoice (the renter pays only the rent). When taken, it guarantees the contract: if the renter stops paying, it covers rent owed or the termination penalty. It does not cover breakage or damage to the equipment.

  • Waives guarantor and deposit
  • Lessor's cost — the renter pays only the rent
  • Optional · lessor choice
GoWay · partner

Verified identity

KYC/KYB verification is open to both sides: document, liveness biometrics, proof of address and status check. The verified badge is visible to whoever negotiates with you — and you decide whether to close with someone who has not verified yet.

  • Biometrics + document
  • Company/individual IDs validated
  • Fraud signals monitored in real time
KYC · verified

24/7 mediation

If something goes off-plan, Moreco mediates based on the contract trail — inspections, photos, payments and chats. Most resolve instantly; complex cases go to a human.

  • Photo-book inspection ties physical to digital
  • Dispute center for both parties
  • Full history as evidence
Instant response

Your data, under LGPD

We process your data under the Brazilian data-protection law. Direct contact is only released after acceptance, and you control your consents.

  • Contact masked until closing
  • Versioned, revocable consents
  • Human review of score decisions (art. 20)
LGPD · DPO

Legally valid contract

The R6 contract is signed with double acceptance and a legally valid e-signature (Law 14.063). All recorded and accessible anytime.

  • Double acceptance with document hash and IP on record
  • Optional acquisition — not leasing
  • Document available in your dashboard
Double acceptance · Law 14.063

How protection works, step by step

Moreco stays between the parties at every step of money and delivery.
1
Verified identity
KYC/KYB badge visible to both sides at closing.
2
Contract
Double acceptance; optional lessor surety.
3
Payment held
Moreco intermediates; nothing is paid out yet.
4
Photo-book inspection
Receipt confirmed in photos.
5
Payout + mediation
Releases to the lessor; support if needed.

Security questions

Is my money safe before delivery?
Yes. Payment is intermediated in an isolated subaccount and the payout to the lessor only happens after the receipt inspection and invoice. Before that, nothing is released.
What does the surety insurance cover?
It guarantees the contract. If the renter stops paying, it covers rent owed or the termination penalty. It does not cover breakage or damage to the equipment. It is optional and a lessor cost — not part of the renter invoice — and waives a guarantor.
What if there is a dispute?
You open a case during inspection (with photos) and 24/7 mediation steps in based on the contract trail. Most resolve instantly; the rest go to human review, with full history.
Is Moreco a leasing company?
No. Moreco is a subscription-rental marketplace and payment institution. Acquisition at the end is optional — you decide.
Can the lessor leave before the contract ends?
No. The lessor can only leave before the end if the renter breaches the contract first.

Trust that becomes business.

Create your account and close your first protected rental in minutes.

Create my account Talk to support