Every rental, protected end to end.
Intermediated payment, optional surety insurance, verified identity and 24/7 mediation. Moreco stays between the parties so the rental happens safely — for renters and lessors alike.
Protected payment
The money is intermediated by Moreco in an isolated subaccount. The payout to the lessor only happens after the receipt inspection and invoice.
- Payment institution licensed by BACEN
- Single invoice · 1st charge only 48h after the NF
- Transparent fees before each step
Surety insurance (optional)
The surety insurance is optional and a LESSOR cost — not part of the renter invoice (the renter pays only the rent). When taken, it guarantees the contract: if the renter breaks it, it covers rent owed or the termination penalty.
- Waives guarantor and deposit
- Lessor's cost — the renter pays only the rent
- Optional · lessor choice
Verified identity
Everyone on the platform passes KYC/KYB verification: document, liveness biometrics, proof of address and status check.
- Biometrics + document
- Company/individual IDs validated
- Fraud signals monitored in real time
24/7 mediation
If something goes off-plan, Moreco mediates based on the contract trail — inspections, photos, payments and chats. Most resolve instantly; complex cases go to a human.
- Photo-book inspection ties physical to digital
- Dispute center for both parties
- Full history as evidence
Your data, under LGPD
We process your data under the Brazilian data-protection law. Direct contact is only released after acceptance, and you control your consents.
- Contact masked until closing
- Versioned, revocable consents
- Human review of score decisions (art. 20)
Legally valid contract
The R6 contract is signed with double acceptance and a legally valid e-signature (Law 14.063). All recorded and accessible anytime.
- E-signature (ClickSign)
- Optional acquisition — not leasing
- Document available in your dashboard
How protection works, step by step
Security questions
Is my money safe before delivery?
What does the surety insurance cover?
What if there is a dispute?
Is Moreco a leasing company?
Trust that becomes business.
Create your verified account and close your first protected rental in minutes.